BROAD TECHNOLOGY PROFESSIONAL LIABILITY PROTECTION WITH LLOYD’S-BACKED UNDERWRITING STRENGTH AND TRUSTED BROKER PARTNERSHIPS

We provide tailored Professional Liability insurance for IT&C companies, including software developers, SaaS providers, IT consultants and technology service firms operating across European markets. Backed by Lloyd’s of London, we combine financial strength with specialist underwriting expertise to help brokers secure protection against claims arising from system failures, coding errors, service interruptions, data breaches and technology-related negligence, with clarity, responsiveness and consistent placement support.

Professional Liability Insurance for IT&C

LOOKING FOR TECHNOLOGYLIABILITYIT&CERRORSPROTECTION SOLUTIONS?

A FOUNDATION BUILT ON EXPERTISE

Delivering reliable Technology Professional Liability solutions across complex and evolving digital environments

R&D Underwriting is a Managing General Agent (MGA) and proud coverholder at Lloyd’s of London, specializing in liability insurance solutions designed to protect technology companies against digital and service-related risks.

Professional Liability for IT&C is a critical protection for software developers, SaaS providers, IT consultants and technology service firms, covering exposures arising from system failures, coding errors, service interruptions, cyber incidents and technology-related negligence. With our deep underwriting expertise and access to Lloyd’s global capacity, we deliver tailored coverage solutions aligned with the real risks faced by modern technology businesses across European markets.

WHAT OUR TECHNOLOGY LIABILITY SOLUTION COVERS:

System Failures & Errors

System Failures & Errors

Protection against claims arising from software bugs, system outages, integration failures or technical malfunctions.

Cyber & Data Exposure

Cyber & Data Exposure

Covers liabilities linked to data breaches, unauthorized access, loss of sensitive information and security vulnerabilities.

Technology Advice & Service Risks

Technology Advice & Service Risks

Protection against financial losses suffered by clients due to incorrect technical advice, implementation errors or consultancy services.

BUILT ON EXPERIENCE. BACKED BY LLOYD’S.

Delivering robust Technology Professional Liability solutions with consistency, precision and long-term protection

At R&D Underwriting, our team of specialists, with over 20 years of experience in the insurance industry, is dedicated to delivering reliable Professional Liability coverage for IT&C companies tailored to modern digital and technology-driven risks.

Backed by Lloyd’s of London, we provide businesses with access to strong financial capacity and expert underwriting, ensuring protection against claims arising from system failures, software errors, service interruptions, cyber exposures and technology-related negligence across a wide range of industries.

Our approach combines technical expertise with a deep understanding of real-world technology environments, enabling us to structure solutions that respond effectively to claims, minimize operational disruption and safeguard both financial stability and client trust.

UNDERSTANDING TECHNOLOGY PROFESSIONAL LIABILITY

Every technology provider builds, delivers or manages digital solutions, and that’s where liability begins

No matter the sector, IT&C companies face continuous exposure to client-related risks, whether through software development, system integration, cloud services, cybersecurity or digital consultancy.

A system failure, coding error, data breach or unmet performance expectation can quickly escalate into costly claims, legal disputes and reputational damage. Technology Professional Liability insurance provides the essential protection needed to manage these risks with confidence.

WHERE TECHNOLOGY LIABILITY MATTERS MOST

Client &

Technology Risks

Errors in software, platforms or digital solutions can lead to financial losses for clients and result in liability claims.

Service Delivery

Failures

System downtime, failed integrations or unmet SLAs can trigger disputes, contractual penalties and legal exposure.

Data Security &

Integrity

Cyber incidents, data loss or unauthorized access can lead to liability claims related to confidentiality and regulatory breaches.

Claims &

Legal Costs

Legal defence, settlements and compensation costs can significantly impact business stability without proper protection.

Backed by Lloyd’s of London and deep underwriting expertise, we deliver Technology Professional Liability solutions that protect businesses against errors, system failures and digital exposures across complex and evolving technology environments.