Life science

WE SUPPORT INNOVATIVE LIFE SCIENCE COMPANIES AND PROFESSIONALS, HELPING THEM OPERATE SAFELY IN A HIGHLY REGULATED AND COMPLEX ENVIRONMENT

Life science businesses face unique risks, from regulatory compliance to product liability and clinical exposures. Our underwriting approach is designed to address these challenges with precision and flexibility, delivering tailored solutions aligned with real-world operations. We work closely with brokers and clients to ensure clarity, responsiveness and reliable protection.

1156Life Science Clients
634Specialist Risks Covered
315KProtected End Users
KEY RISKS IN THE LIFE SCIENCE SECTOR

Understanding the exposures that impact innovative healthcare and research organizations

Clinical Trials & Research Risks

Delays, adverse events or protocol deviations can lead to significant financial and regulatory consequences.

Professional Errors & Omissions

Mistakes in research, advisory or clinical services may result in liability claims and reputational damage.

Product Liability & Safety

Defects or unforeseen side effects in medical products can trigger serious legal and financial exposure.

Regulatory & Compliance Risks

Strict frameworks and evolving regulations create exposure if processes are not properly aligned.

Data Protection & Patient Privacy

Sensitive health data must be securely managed to avoid breaches and compliance violations.

Intellectual Property & Licensing Risks

Unauthorized use of formulas, patents or research data can lead to disputes and financial loss.

Looking for Clinical TrialsProductsProfessionalCyberLife Science Protection?

Clinical Trials Liability

Protects against risks arising from clinical studies, including participant injury, protocol deviations and regulatory exposure.

Products Liability

Covers claims related to medical products, pharmaceuticals or devices, including adverse effects and end-user impact.

Professional Liability (E&O)

Protects against errors in research, advisory or scientific services, ensuring coverage for professional liability claims.

Cyber / Data Liability

Protects against data breaches, cyber threats and sensitive information exposure, ensuring resilience in digital operations.

LIFE SCIENCE EXPERTISE NETWORK

Specialized Healthcare & Research Ecosystem

We work closely with life science companies, research organizations and healthcare innovators across diverse sectors, building a strong network of expertise and insight. Through collaboration and a deep understanding of regulatory and clinical risks, we deliver tailored solutions that support growth, resilience and long-term success in a highly controlled environment.

  • Deep understanding of life science risks
  • Tailored solutions for healthcare and research
  • Strong broker and specialist network
  • Fast and responsive underwriting
  • Backed by Lloyd’s financial strength

R&D Underwriting is the best underwriting partner we have worked with and highly recommended for life science companies of all sizes.

R&D Underwriting has been a reliable partner in helping us navigate complex regulatory and product liability risks. Their understanding of the life science sector and responsiveness made a real difference when structuring our coverage.

Dr. Emily Carter  – Head of Clinical Affairs, Biotech Company

Get in touch
GET IN TOUCH

Have a life science risk to discuss?

Our team is here to support brokers and life science companies with tailored underwriting solutions. Whether you need guidance on regulatory, clinical or product-related risks, we provide clear, responsive and reliable support every step of the way.

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    R&D Underwriting combines Lloyd’s-backed capacity with specialist underwriting expertise to deliver tailored liability solutions across European markets. Partnering exclusively with brokers, we provide responsive support and well-structured coverage for complex and evolving risks.

    ADDRESS

    alexandra.durbaca@rd-underwriting.com

    PHONE

    +40 733 502 402

    EMAIL

    alexandra.durbaca@rd-underwriting.com