
Data Breaches & Privacy Incidents
Protection against liabilities arising from unauthorized access, data loss and exposure of sensitive customer or business information.
We provide tailored Cyber Insurance solutions for businesses operating in an increasingly digital and interconnected world, including SMEs, enterprises, SaaS providers, e-commerce platforms and technology-driven organizations across European markets.
Backed by Lloyd’s of London, we combine financial strength with specialist underwriting expertise to help brokers secure protection against cyber incidents such as data breaches, ransomware attacks, business interruption, network failures and privacy liabilities. Our solutions are designed to respond to real-world cyber threats with clarity, responsiveness and consistent placement support.

R&D Underwriting is a Managing General Agent (MGA) and proud coverholder at Lloyd’s of London, specializing in cyber insurance solutions designed to protect businesses against rapidly evolving digital threats and operational disruptions.
Cyber Insurance is a critical protection layer for organizations of all sizes, covering exposures arising from data breaches, ransomware attacks, network failures and cyber-related business interruption. With our deep underwriting expertise and access to Lloyd’s global capacity, we deliver tailored coverage solutions aligned with the real cyber risks faced by modern businesses across European markets.

Protection against liabilities arising from unauthorized access, data loss and exposure of sensitive customer or business information.

Covers financial losses and response costs related to ransomware, hacking incidents and malicious cyber activity.

Protection against loss of income and operational disruption caused by network outages or cyber events.
At R&D Underwriting, our team of specialists, with over 20 years of experience in the insurance industry, is dedicated to delivering reliable Cyber Insurance coverage tailored to modern digital and cyber threat landscapes.
Backed by Lloyd’s of London, we provide businesses with access to strong financial capacity and expert underwriting, ensuring protection against claims and losses arising from data breaches, ransomware attacks, network intrusions, business interruption and cyber-related liabilities across a wide range of industries.
Our approach combines technical expertise with a deep understanding of real-world cyber environments, enabling us to structure solutions that respond effectively to incidents, accelerate recovery, minimize operational disruption and safeguard both financial stability and client trust.
No matter the industry, organizations face continuous exposure to cyber threats, whether through cloud platforms, internal systems, third-party integrations, remote work environments or customer data handling.
A data breach, ransomware attack, network intrusion or system outage can quickly escalate into costly financial losses, legal liabilities and reputational damage. Cyber Insurance provides the essential protection needed to manage these risks with confidence.
Unauthorized access, data leaks or loss of sensitive information can lead to regulatory penalties and liability claims.
Cyber incidents such as ransomware or system failures can interrupt business operations and impact revenue streams.
Weaknesses in systems, infrastructure or integrations can expose businesses to hacking, malware and malicious activity.
Legal defence, notification obligations, forensic investigations and recovery costs can significantly impact financial stability.
Backed by Lloyd’s of London and deep underwriting expertise, we deliver Cyber Insurance solutions that protect businesses against data breaches, ransomware attacks and digital threats across complex and evolving cyber environments.