
Third-Party Injury
Protection against claims arising from bodily injury to third parties occurring during business operations or on your premises.
We provide tailored General Liability insurance solutions for businesses operating across European markets. Backed by Lloyd’s of London, we combine financial strength with specialist underwriting expertise to help brokers secure reliable protection against third-party bodily injury, property damage and related liability exposures, with clarity, responsiveness and consistent placement support.

R&D Underwriting is a Managing General Agent (MGA) and proud coverholder at Lloyd’s of London, specializing in liability insurance solutions designed to protect businesses against third-party risks.
General Liability insurance is a fundamental layer of protection for any organization, covering exposures arising from bodily injury, property damage and personal injury claims. With our deep underwriting expertise and access to Lloyd’s global capacity, we provide tailored coverage solutions aligned with the real operational risks faced by businesses across European markets.

Protection against claims arising from bodily injury to third parties occurring during business operations or on your premises.

Covers damage caused to third-party property as a result of your business activities or services.

Protection against claims related to reputational harm, defamation or infringement arising from business communications.
At R&D Underwriting, our team of specialists, with over 20 years of experience in the insurance industry, is dedicated to delivering reliable General Liability coverage tailored to modern business risks.
Backed by Lloyd’s of London, we provide businesses with access to strong financial capacity and expert underwriting, ensuring protection against third-party bodily injury, property damage and related liability exposures arising from daily operations.
Our approach combines technical expertise with a clear understanding of real-world business environments, enabling us to structure solutions that respond effectively to claims, minimize disruption and safeguard financial stability.
No matter the industry, businesses face daily exposure to third-party risks, whether through client interactions, on-site activities or service delivery.
A simple incident, a visitor injury, accidental property damage or a reputational claim, can quickly escalate into costly legal disputes and financial loss. General Liability insurance provides the essential protection needed to manage these risks with confidence.
Accidents involving clients, visitors or third parties on your premises can lead to injury claims and legal exposure.
Everyday business activities can unintentionally cause damage to third-party property or environments.
Statements, marketing or professional interactions can trigger claims related to defamation or personal injury.
Legal defense, settlements and compensation costs can significantly impact business stability without proper coverage.
Backed by Lloyd’s of London and deep underwriting expertise, we deliver General Liability solutions that protect businesses against third-party exposures across complex and evolving risk environments.