BROAD GENERAL LIABILITY PROTECTION WITH LLOYD’S-BACKED UNDERWRITING STRENGTH AND TRUSTED BROKER PARTNERSHIPS

We provide tailored General Liability insurance solutions for businesses operating across European markets. Backed by Lloyd’s of London, we combine financial strength with specialist underwriting expertise to help brokers secure reliable protection against third-party bodily injury, property damage and related liability exposures, with clarity, responsiveness and consistent placement support.

GENERAL LIABILITY PROTECTION

LOOKING FOR GENERALLIABILITYTHIRD-PARTYCLAIMSPROTECTION SOLUTIONS?

A FOUNDATION BUILT ON PROTECTION

Delivering reliable General Liability solutions across complex and evolving business environments

R&D Underwriting is a Managing General Agent (MGA) and proud coverholder at Lloyd’s of London, specializing in liability insurance solutions designed to protect businesses against third-party risks.

General Liability insurance is a fundamental layer of protection for any organization, covering exposures arising from bodily injury, property damage and personal injury claims. With our deep underwriting expertise and access to Lloyd’s global capacity, we provide tailored coverage solutions aligned with the real operational risks faced by businesses across European markets.

WHAT OUR GENERAL LIABILITY SOLUTION COVERS:
Third-Party Injury

Protection against claims arising from bodily injury to third parties occurring during business operations or on your premises.

Property Damage

Covers damage caused to third-party property as a result of your business activities or services.

Personal & Advertising Injury

Protection against claims related to reputational harm, defamation or infringement arising from business communications.

BUILT ON EXPERIENCE. BACKED BY LLOYD’S.

Delivering robust General Liability solutions with consistency, precision and long-term protection

At R&D Underwriting, our team of specialists, with over 20 years of experience in the insurance industry, is dedicated to delivering reliable General Liability coverage tailored to modern business risks.

Backed by Lloyd’s of London, we provide businesses with access to strong financial capacity and expert underwriting, ensuring protection against third-party bodily injury, property damage and related liability exposures arising from daily operations.

Our approach combines technical expertise with a clear understanding of real-world business environments, enabling us to structure solutions that respond effectively to claims, minimize disruption and safeguard financial stability.

UNDERSTANDING GENERAL LIABILITY

Every business interacts with third parties, and that’s where risk begins

No matter the industry, businesses face daily exposure to third-party risks, whether through client interactions, on-site activities or service delivery.

A simple incident, a visitor injury, accidental property damage or a reputational claim, can quickly escalate into costly legal disputes and financial loss. General Liability insurance provides the essential protection needed to manage these risks with confidence.

WHERE GENERAL LIABILITY MATTERS MOST
Client &
Visitor Interactions

Accidents involving clients, visitors or third parties on your premises can lead to injury claims and legal exposure.

Operational
Incidents

Everyday business activities can unintentionally cause damage to third-party property or environments.

Reputation &
Communication Risks

Statements, marketing or professional interactions can trigger claims related to defamation or personal injury.

Claims &
Legal Costs

Legal defense, settlements and compensation costs can significantly impact business stability without proper coverage.

Backed by Lloyd’s of London and deep underwriting expertise, we deliver General Liability solutions that protect businesses against third-party exposures across complex and evolving risk environments.

    R&D Underwriting combines Lloyd’s-backed capacity with specialist underwriting expertise to deliver tailored liability solutions across European markets. Partnering exclusively with brokers, we provide responsive support and well-structured coverage for complex and evolving risks.

    ADDRESS

    alexandra.durbaca@rd-underwriting.com

    PHONE

    +40 733 502 402

    EMAIL

    alexandra.durbaca@rd-underwriting.com